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Platform Architecture

Complete Lending OS Architecture

Discover how CredForge unifies all intelligent APIs, AI agents, decision engines, and simulation capabilities into one comprehensive lending platform.

CredForge

Complete Lending OS

Unified platform orchestrating intelligent APIs with AI-powered decision intelligence, advanced feature engineering, and rule-based workflow automation

Enrichment Engine

Agentic AI Platform

Use Ready Agents or Create Custom Agents

MobileForge

(100% On Premise)

Device Intelligence

BureauGator

Bureau Intelligence Risk & Income

AccountGator

Account Aggregator based Banking Intelligence

FraudGator

Anti-Fraud Intelligence

LocaleGator

Location Based Intelligence- Risk & Classification

Feature Engine

5000+ Features Available

AI Feature Playground

Interactive feature engineering and testing environment

Financial

Income
Affordability
Current Loans
Amount Due
+3 more

Risk & Security

Fraud Detection
Device Fingerprinting
Risk Scoring
Identity Verification

Location & Profile

Location Intelligence
Obligations
Demographics
Behavioral Patterns

Banking Intelligence

Account Analysis
Transaction Patterns
Cash Flow
Banking Behavior

Rule Engine

AI Workflow Automation

Intelligent automated rule orchestration and optimization

Strategic Workflow Orchestration

Intelligent rule-based flow that orchestrates all Enrichment Engine components in series according to each lender's specific strategy and risk appetite

Custom RulesSequential ProcessingStrategy AlignmentDynamic Flow

Platform Capabilities

Decision Engine

AI-native decisioning platform

AI Agent Orchestrator

Intelligent workflow automation

Agentic AI Platform

Custom AI agents for lending

Simulations

What-if scenario analysis

5000+
Features Available
<30s
Decision Time
100%
On-Premise
AI
Agent Driven

One Platform, Infinite Possibilities

CredForge seamlessly integrates five intelligent APIs with advanced AI capabilities, providing banks and NBFCs with everything needed for modern lending operations in a single, unified platform.

1
Unified Platform
5
Intelligent APIs
4
Core Capabilities
Lending Solutions
Enterprise Success

Why Banks/NBFCs Choose Credeau

The only platform combining AI, speed, and compliance in one comprehensive lending OS

Key Differentiators

What sets us apart in the fintech infrastructure space

AI-Native Architecture

Core

Built from ground up with AI agents orchestrating every workflow

On-Premise Deployment

Core

100% on-prem ensures complete data sovereignty and compliance

Day-1 Ready Templates

Core

Pre-built lending strategies that work out of the box

Intelligent API Suite

Core

MobileForge (100% On Premise), BureauGator (Bureau Risk & Income), AccountGator (AA Intelligence), FraudGator, LocaleGator (Address & IP Intel) - purpose-built for lending

Regulatory Compliance

Core

Regulator, DPDP, GDPR compliant by design, not as an afterthought

Real-time Decision Engine

Core

Sub-second lending decisions with explainable AI

Proven Impact at Scale

Real results from financial institutions using Credeau

Leading NBFC Success Story

"Credeau helped us scale from ₹20 Cr to ₹250 Cr monthly disbursals in just 3-6 months while maintaining NPAs below 7%."
— Chief Risk Officer, Major NBFC
₹20 Cr₹500 Cr
Monthly Disbursals
+2400%
< 7%
NPAs Maintained
Industry Leading
10x
Application Volume
In 6 months
< 30 sec
Decision Time
Real-time

Growth Timeline

Month 0
₹20 Cr
Month 3
₹200 Cr
Month 6
₹500 Cr
CredForge Decision Engine

The Future of Lending Decision Intelligence

Replace legacy rule engines with our AI-native decision platform. Built for enterprise banks with complete on-premise deployment, intelligent API orchestration, and automated decision-making.

Legacy Engine ReplacementAI-Powered Data OrchestrationAI-Agent Powered

Next-Generation Decision Engine

CredForge transforms how financial institutions make lending decisions. Our AI-native platform combines intelligent workflow orchestration, advanced feature engineering, and explainable decision trees.

Enterprise-Ready

100% on-premise deployment with zero data leakage

AI-Powered Automation

Intelligent agents automate complex decisioning workflows

Real-time Decisions

Sub-30 second lending decisions at enterprise scale

Decision Intelligence

5000+
Built In Features
<30s
Decision Time
99.9%
Uptime SLA
100%
On-Premise

From Policy to Decision: The Complete Journey

See how CredForge transforms lending policies into intelligent, automated decisions using our three-engine architecture and AI agents.

Step 1 of 7

Policy Creation

Lender defines business rules and lending policies

Key Activities:

Define target customer segments
Set risk appetite and criteria
Configure approval workflows
Establish compliance requirements
Policy Creation in progress...

End-to-End Journey Impact

The complete CredForge journey delivers measurable results

<30s
Complete Journey Time
200+
Data Points Processed
99.9%
Decision Accuracy
100%
Explainable Results

Build Your Lending OS with Credeau

Join the financial institutions already transforming their lending operations with AI-powered, compliance-first infrastructure.

30 days
Implementation time
24/7
Expert support
100%
Compliance guaranteed